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We are in the business to protect and preserve individual and corporate assets. Bryant
Group analyzes individual and corporate objectives and existing
situations to uncover problems and offer strategies in the areas
of: *
Employee Core Benefit Planning * Executive Benefits and
Corporate Liability Planning - Specially
designed Golden Handcuff benefit plans to retain key executives. - Tax-Advantaged
Financing of Corporate Liabilities with COLI. * Business Continuity
Planning - Key Person Life
Insurance - Conservation of
the Family Business - Buy-Sell
Arrangements * Estate Liquidity and Wealth
Transfer Planning - Use of a
Corporation or Family Limited Partnership to help Minimize Gift
Tax Implications of Transfers to the Next Generation -
Multi-Generational Trust Planning to help minimize Income Tax,
Gift Tax, Estate Tax or Generation Skipping Transfer Tax : TOP : Bryant Group maintains relationships with many carriers and places business with insurance companies who best serve the needs of our clients. Bryant Group is a member of M Financial Group, a network of financial service firms such as ours throughout the country specializing in corporate executive benefit planning and wealth transfer planning. M Financial Group has relationships with the following insurance carriers who are committed to the upscale, corporate marketplace: John Hancock ~ Pacific Life ~ Prudential ~ Lincoln Financial ~ Sun Life ~ Nationwide Due to the volume of business delivered by M Financial Group, these carriers provide special, proprietary products to the M firm clients. Proprietary products are typically priced more competitively than products offered through these carriers' other distribution networks. Please go to www.mfin.com/DisclosureStatement.htm for further details regarding Bryant Group's relationship with M. Financial Group. In addition to M Financial carriers, Bryant Group is one of the leading, all-time producing groups with AXA Advisors.* Access to proprietary products through M Financial Group of companies and AXA Equitable can be an advantage to Bryant Group clients. In these relationships, Bryant Group operates not only as a distributor of products, but also has an ownership interest in reinsurance companies in which part of our business with these companies is reinsured. This is important because it gives the client, the distributing company and the insurance company a mutuality of interests to provide quality advice, service and products for the long term.** It is critical to understand products in detail. Policy illustrations are merely projections based on certain assumptions. Bryant Group analyzes product assumptions and insurance carrier performance in order to better understand the policy projections. Due to carrier relationships and experience in product design, Bryant Group is able to render professional advice on the products, implement plans, and provide annual service. : TOP :
Through Bryant Group’s relationships and the volume of business written, we are able to properly package large volume cases among several insurance carriers and assist in presenting these packages to their reinsurers. This is important because carriers and the reinsurance companies must totally trust and understand the total underwriting package. Bryant Group, having substantial relationships, and respect of many insurance company underwriters, is directly involved in the underwriting process. Plans must be installed and maintained properly. The latest sample plan documents will be provided at no additional cost. Plans are not static; therefore, Bryant Group’s professional staff and administrative services are essential. The annual review process includes: 1. Annual review meeting; 2. Product performance tracking; 3. Plan design review; 4. Determination of premium payment amount etc.; and 5. Information on recent tax law changes. : TOP : * Based on lifetime production. ** As shareholders in the reinsurance companies, Bryant Group members share in the profits and losses of the reinsurance company. Accordingly, in addition to commissions received for the sale of the policy, Bryant Group has a financial interest in the re-insurance of the policy.
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