Bryant Group Incorporated

Corporate Employee Benefits

Our objective is to become part of your professional team of representatives by providing high quality strategies, benefit design, rate negotiation, plan implementation, day-to-day administration, and problem solving.

Services

Long Range Planning

Our extensive experience with clients in a variety of industries allows us to help drive your planning process while aligning your long-range benefit planning with company goals. You can count on us to help manage this process by:

      Developing long-range objectives.
      Creating new strategies for traditional problems.
      Keeping you up-to-date with new products/trends.
      Providing hands-on skills in plan implementation and modification.

Plan Design and Rate Negotiation

Your plan design influences your negotiation power. We help you balance your goals, benefit needs, and budget to establish the best strategy for your company. To help you, we:

      Assess alignment of current plan designs with long range goals.
      Establish strategies to help ensure goals are accomplished.
      Evaluate appropriateness of alternative funding arrangements such as fully-insured,
        self-funding, minimum premium, Administrative Services Only (ASO),
        and Medical Savings Accounts (MSA)
      Design a plan, which meets benefit needs and budget goals.
      Analyze bid responses, claims data, and report findings.
      Negotiate renewal rates with carriers including retention, trend projections and reserves.
      Present market evaluation and make recommendations.
      Consider plan design alternatives and potential premium savings versus
        employee exposure.
      Establish implementation timetable for proposed changes.

Day to Day Administrative Services

We'll be there when you need us. You can count on us to:

      Assist you and/or your employees with questions or challenges with any claims.
      Provide ongoing assistance with billing errors, enrollment cards, late enrollees, etc.
      Help you reassess the appropriateness and efficiency of the plan design.
      Obtain Schedule A's for the 5500 filings from carriers in a timely manner.
      Assist with any miscellaneous administrative issues that arise.

Employee Communication

Your employees will have specific questions relating to personal situations. Our experience allows us to proactively anticipate questions and provide clear, non-confusing answers in a timely manner. We'll be there to:

      Manage annual open enrollments of group insurance plans.
      Design, produce or provide employee communications materials such as
        payroll stuffers or benefit outlines.
      Evaluate and coordinate enrollment of HMOs, PPOs, etc.

Legislative Issues

We provide you with assistance with complex legislative issues such as:

State and federal requirements regarding ADA, COBRA, TEFRA, ERISA, and HIPAA.
Updates on pending federal, state, and local legislative issues.

Areas of Focus

*Health* Medical Dental and Voluntary Dental Vision and Voluntary Vision	*Long Term Care* Group or Individual Voluntary or Employer Provided

*Disability and Voluntary Disability* Long-term disability (LTD), employer provided or voluntary. Short-term disability (STD), employer provided or voluntary. Individual disability, employer provided or voluntary.	*Cafeteria Plans (Section 125)* Premium only or full flex plan.

*Life* Life and AD&D, employer provided or voluntary Group Universal Life	*Business Travel and Accident*

Funding Alternatives

We explore a variety of funding mechanisms for you, including:

      Fully-Insured
      Minimum Premium
      Self-Insured
      Employer Provided, Contributory and Voluntary Plans

Contact Us!

Jeff J. Davis
Senior Vice President — Employee Benefits
(314) 231-8066